BeIndependentlyHealthy.

Absolutely. Lolly is 100% real, licensed, and powered by trusted carriers like Cigna, Guardian, and Equitable. We’re not a “too-good-to-be-true” deal — just a better way to get coverage that actually fits the way independents live and work.

We may not always be the cheapest option out there, but we’re transparent about what you’re paying for: quality coverage, real networks, no gimmicks, and no open-enrollment nonsense.

Yep. There is no “Open Enrollment drama” required. If you qualify, you can start when you want, not when the government calendar tells you to.

Only if you want to. We built Alia (our super smart AI agent) so you can sign up without ever hearing a sales pitch. Real humans are here if you need them, but no one’s chasing you down.

It’s possible. We’re private insurance, not the ACA, so we review each application. We’re honest about that from the start. If you qualify, great. If not, we’ll point you to options instead of leaving you hanging.

ACA plans are guaranteed issue for everyone. Lolly provides a more personalized path to private health coverage for those who qualify. Lolly plans may also save you money compared to ACA plans and are available 365 days a year (no open enrollment period).

Nope. No fake discounts, no junk insurance, no special groups to join. These are full PPO plans from major carriers, the kind big companies use.

It only takes a few minutes to see if you qualify, and coverage can start as soon as the first of the next month. No long odyssey required.

Honestly? No catch—just honesty. We’re upfront that not everyone gets approved because these are private plans. That’s the only “gotcha,” and we put it right here instead of hiding it in paragraph 47.

This is where we really shine. Alia you personal insurance agent is always available, but you’re not stuck talking to her alone. We have a large staff of real humans who answer the phone and actually care about solving your problems or answering your questions. Wild concept, we know.

OneHealth is our close partner and the insurance engine behind Lolly. We built this together from day one: OneHealth provides the plan strength, and Lolly delivers the fast, modern experience. It’s a single, connected system – not a handoff.

Yes. You can add your spouse and dependents to your application.

Yes, maternity is included on eligible plans. Coverage details vary depending on the specific plan you choose, but prenatal care, delivery, and postnatal follow-ups are part of major medical benefits.

Absolutely. Our support team is U.S.- based, friendly, and easy to reach. Alia (our AI assistant) can help anytime, but real humans are always here when you need them.

Transparency. Most private plans promise miracles or hide the fine print. We don’t. You get real PPO coverage from major carriers, straightforward eligibility, and clear pricing – no gimmicks, no weird memberships, no hoops.