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Calculator

High vs Low Deductible.

See whether it makes more sense to pay less every month — or less when you actually need care.

Expected Healthcare Use

Plan A

$
$
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%
$

Plan B

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$
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Breakdown
Plan A
Plan B
Annual Premium
$4,800best
$7,800
Est. Medical Cost
$3,000
$1,400best
Est. Total Annual Cost
$7,800best
$9,200
Worst-Case Annual Cost
$11,800best
$12,800

Estimated Total vs Worst Case

Plan A — Estimated$7,800
Plan A — Worst Case$11,800
Plan B — Estimated$9,200
Plan B — Worst Case$12,800

What This Means

→ Plan A costs $1,400 less under this usage scenario.

Plan A wins on both estimated cost and worst-case protection.

Estimated cost is not a guarantee. This tool is designed to help you compare how each plan behaves under different levels of healthcare usage.

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